Life, critical illness, health, pensions, motor, property and employee benefits — with online quotes and applications you can start from your phone in minutes.
Life, critical illness, health, pensions, education, investments, motor, property and employee benefits — whatever you're protecting, we have a policy for it.
Term life protection for your family's future — starting with Xpress Life.
Xpress Life ↗Individual and group health coverage — quote online with our new health system.
Get a Quote ↗Cover for your car, van or truck — request your quotation online.
Get a QuoteBuildings and contents protection for your home or business.
Get a QuoteNo office visit needed — everything starts right here on your phone.
Life, health, motor or property — pick the protection you need and open its form.
Fill in a short secure form from any device. It goes straight to our branch team.
Our team confirms your details, finalizes your premium and gets you covered.
Pick your product — each one opens its own quotation. Free and no-obligation. More quote systems are being added as we build them.
Xpress Life term coverage — instant-issue, no medicals. Get your quote on our dedicated Xpress Life site.
Get Life Quote ↗ LiveLump-sum protection if serious illness strikes. Use our online quote engine to see your options.
Open Quote Engine LiveRequest a quote to insure your car, van or truck. Tell us about your vehicle and we'll come back with your price.
Request Motor Quote LiveProtect your home or business property. Request a quotation for buildings and contents coverage.
Request Property Quote NewOur brand-new online health quote system — get your health coverage quote in minutes.
Get Health Quote ↗ NewPersonal accident & income protection — get your quote with our new online system.
Get PA Quote ↗Retirement and pension quotations are being added.
Coming SoonFor employers: quote, track and customize your group plan — sent directly to Guardian.
Employer Portal ↗Different doors for different people — clients, agents and branch staff each have their own area.
Claims, premium notices, surveys and every client service — open to all our clients, no code needed.
Enter Client AreaContracting, licensing, renewals, premium dues reporting and performance tools. Access code required.
Agent Sign InBranch operations — registers, log books, approvals and admin. Access code required.
Staff Sign InComplete your application online — securely, from any device. Your information goes straight to our branch for processing.
Apply for instant-issue term life coverage. Five health questions, no medical exams — coverage sorted in one sitting.
Apply NowQuote and start your health coverage with our new online health system.
Start Online ↗Protect your business against the loss of a key employee or partner — client application and full document pack.
Start ApplicationGuardian Life OAS enrollment — complete your enrollment form online.
Enroll OnlineAlready insured with us? File a claim, respond to a premium notice, or tell us how we're doing.
If the person who sold you your policy retired, resigned or simply stopped calling, you have an orphan policy — whichever company it's with. We trace it, fix your records, and tell you honestly what we can and cannot do.
Motor, health, property, life or pension. Photograph your documents, upload them from your phone, and get a claim reference in about ten minutes.
Start My ClaimAlready filed? Check where your claim stands and see exactly what documents we are still waiting on.
Check My ClaimReceived a premium due notice? Let us know your payment status or ask a question about it here.
Respond OnlineNew to the branch? Tell us about your experience so we can serve you better.
Take the Survey Fast ResponseHave a question, concern or issue? Log it on QueryPal and our team tracks it until it's resolved.
Log My Query ↗Motor or property policy coming up for renewal? Review your cover and send your renewal instructions online.
Open Renewal PortalTalent gets you in the game — environment decides how far you go. This is a 23× MDRT branch with 32 years in Trinidad, opening a handful of seats to proven advisors ready for a branch that backs them, and to sharp newcomers ready to be built properly.
“Talent is everywhere in Trinidad. Environments that turn talent into MDRT qualifiers are not. That's the difference we sell — to our advisors first.”
Twenty-three qualifications aren't luck — they're a system. When qualification is normal around you, it becomes normal for you.
Our Executive Agents and Senior Sales Consultants are required to mentor. You sit beside people who've already done it.
Every advisor here was interviewed and selected personally — then coached after. 32 years of market knowledge, applied to your book.
Wins don't vanish into a WhatsApp group. Promotions and qualifications are announced on stage — Blastoff in January, Mid-Year in July.
That's normal here. Newcomers get full training, induction and boot camp before they're contracted and in the field.
Production follows environment. If you're carrying your numbers despite your room, a better room changes the maths. Conversations are fully confidential.
Yes — commission-based, so it scales with your activity and skill, with overrides at senior ranks. The first months take real work. We're upfront about both sides.
Confidential for practising advisors · Reviewed within 48 hours · Newcomers fully trained · Applications are received through Guardian Life of the Caribbean